Get the Qualifying Home List For Eligible Metro Atlanta Buyers Special Home Buying Opportunity Some Metro Atlanta homes qualify for a special financing program — a below-market fixed rate, no mortgage insurance, and up to 100% financing for eligible buyers. That can mean a lower monthly payment, and more home for the same budget.  First-time & repeat buyers No income limitsPrimary residencesSelect eligible areas Get the List of Homes That Qualify See How the Savings Work Not every property qualifies. Financing is subject to lender approval and program guidelines. Wicker Realty Specialists is a real estate brokerage, not a mortgage lender. Want the qualifying home list? Tell us where you’re looking. John Wicker and his team will help identify homes that may fit the program. FIRST NAME LAST NAME EMAIL PHONE AREA Choose an area Forsyth / Cumming Fulton (Johns Creek, Alpharetta, Roswell) DeKalb County Gwinnett County Other Metro Atlanta BUYING TIMELINE Choose one 0–3 months 3–6 months 6–12 months Just researching SEND ME THE QUALIFYING HOME LIST By submitting, you agree that Wicker Realty Specialists may contact you by phone, email, or text regarding real estate services. Message/data rates may apply. Reply STOP to opt out. Prefer to call? (404) 915-2589 Up to 100%Financing on eligible loans up to $500,000 NoMortgage insurance required Below-MarketFixed-rate option No Income LimitFirst-time & repeat buyers welcome See what better financing could change. The difference is not just the down payment. A lower fixed rate with no mortgage insurance can meaningfully lower your monthly payment — so the same budget can reach more home. Example: Let us run a $500,000 home, financed at 100% Traditional loan Interest rate7.00% Monthly principal & interest$3,327 Monthly mortgage insurance$208 Total monthly payment$3,535 Illustrative Example Special financing Interest rate6.00% Monthly principal & interest$2,998 Monthly mortgage insurance$0 — none Total monthly payment$2,998 You save $537 / month That’s about $6,444 every year — money that stays in your pocket, or helps you buy more home. Illustrative example only — not a rate quote or a commitment to lend. Your actual rate, payment, and savings will vary with loan amount, credit, taxes, insurance, and program eligibility. Why buyers are paying attention This is designed to remove several of the most common barriers between buyers and the right home. Up to 100% Financing Eligible buyers may finance up to 100% on qualifying loan amounts up to $500,000. Up to 90% Financing On higher-priced homes, eligible buyers may finance up to 90% on loan amounts up to $832,750. Below-Market Fixed Rate A fixed-rate structure may be priced below prevailing market rates, subject to current program terms. No Income Limit Works for both first-time and repeat buyers, with no maximum household-income limit. 9% Seller Contribution Sellers may contribute up to 9% toward your prepaid items, closing costs, or an interest-rate buy-down. Close With as Little as $500 Some eligible buyers can get to closing with as little as $500 of their own funds. Eligible areas are tied to the home’s location. The program is available for homes in eligible areas across Metro Atlanta. On each county map below, eligible areas are shown in red. Eligible areas shown in red INSERT FORSYTH MAP(eligible areas in red) Forsyth County Cumming and surrounding eligible areas. INSERT FULTON MAP(eligible areas in red) Fulton County Eligible areas may include parts of Johns Creek, Alpharetta, Roswell and nearby areas. INSERT DEKALB MAP(eligible areas in red) DeKalb County Eligible areas shown on the verified county map. INSERT GWINNETT MAP(eligible areas in red) Gwinnett County Eligible areas shown on the verified county map. Important: A city or ZIP code may contain both qualifying and non-qualifying homes. Program eligibility must be verified by exact address. Additional eligibility information: This program is offered as a special-purpose credit program and is available only for homes located in eligible census tracts within select counties — including Fulton, Carroll, Clayton, Coweta, DeKalb, Fayette, Forsyth, Gwinnett, Henry, Newton, Pickens, Rockdale, and Walton. Typical program guidelines include a 650 credit score and primary-residence occupancy. County availability and eligible census tracts are set by the lender and subject to change; confirm current eligibility by exact address. Here’s how we make it easy. You don’t need to become an expert on tract maps or financing rules. That’s the point of working with us. 1 Tell us your target area Share the cities, neighborhoods, price range and home features you want. 2 We identify potential matches We cross-check homes against the program’s eligible areas so you only see homes that may qualify. 3 We connect the financing If a home appears eligible, we connect you with the lending team to confirm program qualification and numbers. 4 We tour the right homes with you Instead of searching blindly, we focus your time on homes that fit both your lifestyle and your financing. See how much more home you can buy with better financing. A lower monthly payment can mean more home for the same budget — sometimes even an extra bedroom. Get a curated list of homes that may qualify and let John Wicker and his team help you compare. GET THE QUALIFYING HOME LIST *Important financing disclosure: Savings examples are illustrative only and will vary based on purchase price, loan amount, interest rate, credit profile, taxes, insurance, and program eligibility. Not all buyers or homes will qualify. Program availability, rates, terms, loan limits, financing percentages, seller contributions, and other requirements are subject to change without notice. Wicker Realty Specialists, LLC is a licensed real estate brokerage and is not a mortgage lender, does not make credit decisions, and does not set loan terms. Financing is provided by an independent lending partner and is subject to lender underwriting and approval. Equal Housing Opportunity.